Second mortgage

Our Second Mortgage Program

  • Second Mortgages Approved Up To 90% Of Your Home Value
  • Second Mortgage Approvals For All Income & Credit Types
  • Fast Funding In As Little As 2-3 Business Days
  • Your Approved Based On Equity Not Income Or Credit !


What is a second Mortgage?

Whether you have good or bad credit a Second Mortgage can help get you money for whatever you need and the process is usually as little as 2-3 business days. Due to the increased risk for the lenders because the second mortgage is in second position, the interest rates for second mortgages are typically more than those for first mortgages and will have fees as part of the mortgage.


The term “second mortgage” is used because the loan is second in priority in case of default. This means that if a borrower defaults, the first mortgage will be paid off before the second mortgage.


We have many private mortgage lenders  who have helped our clients receive second mortgages regardless of income or credit, on the basis of equity in their property. See the difference for yourself and get approved today with our second mortgage solution !

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What documents do i ineed?

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Current Mortgage Statement

Must be dated same month as your application form, if you do not have one you can contact your mortgage lender and request one to be sent to you by email.

Most recent property tax statement

If you do not have this, then you can get the most updated statement from your local city hall.

Most recent NOA

NOA may be requested to show no income tax owing – If income tax owing it will need to be paid out from the new second mortgage upon closing.

Other documents may be required

I will help you if any other documents are required for your second mortgage needs.

Increase your cash flow

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For any of the following needs:

Consolidate debts

Renovate your home

Invest in your Business

Pay off Consumer Proposal

Pay mortgage arrears

Purchase investments

Pay for expenses

Pay for Education

Cover medical expenses

Pay CRA tax arrears

Pay property tax arrears

Take a family vacation

Purchase a car

Get our high interest loans

Invest in RRSP/RESP 

pay off pay day loans

pay off judgements, garnishments

Finance whatever your specific needs may be