Private mortgage solutions

What is a private mortgage?

A private mortgage, which can be a first, second or third mortgage, from a private lender is the quickest and easiest method for getting financing usually within 2-3 business days.. Doesn’t matter if you are refinancing your current home, or purchasing a property, a private mortgage is the easiest mortgage to qualify for for those tight situations or if your income or credit doesn’t allow you to qualify with traditional mortgage financing.

My private lenders approve your mortgage based on the equity in the property, and not the traditional credit and income qualifications the banks require. Whether you have good credit, bad credit, no credit, came out of a bankruptcy, or are currently in a consumer proposal I can get your private mortgage approved for you today !

Do you need a private mortgage for any of the following needs?

  • Consolidate Debts
  • Renovate your home
  • Invest in  your business
  • Pay off consumer proposal
  • Pay mortgage arrears
  • purchase investments
  • Pay for wedding expenses
  • Pay for education
  • Cover medical expenses
  • Pay CRA tax arrears
  • Pay property tax arrears
  • Take family vacation
  • Purchase a car
  • Get out of high interest loans
  • Invest in RRSP or RESP
  • Pay off Pay day loans
  • Pay off Judgements, garnishments
  • Finance whatever your specific needs may be

Book your time to talk to me

Lending criteria


Interest Rates start at 6%

Flexible Terms up to 3 years

No Loan to Value- Common sense approach

Minimum Loan starting at $5,000

We lend in BC, Alberta and Saskatchewan

We offer a variety of loan options



Residential, Commercial, Investment, Land, Industrial...we use common sense approach with no maximum Loan to Value or area restriction.

Bridge Loans

A short-term loan that is used until you can secures permanent financing or removes an existing obligation. This type of financing allows you to to meet current obligations by providing immediate cash flow. 

Home Equity Loans

If you own a home, using the equity you have built up may be one of the most cost-effective ways to lower your borrowing costs. You may be able to borrow against the equity in your home to finance other needs such as a home renovation, debt consolidation, and more

Second Mortgage

A second mortgage can be a great way for homeowners to consolidate debt. If you use a second mortgage to consolidate and help you meet other financial commitments on time, this can improve your credit score and allow you to qualify for a mortgage with a prime lender sooner

Debt Consolidation

A loans consolidation is someone obtaining a bigger loan to pay out smaller loans that they currently making payment on.  It is combining a number of loans into one loan with a single monthly payment

Contact me