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Own your home in canada

New to Canada Mortgage Solutions

I can help you realize your dream of home ownership with our New to Canada Mortgage program. I have the right solutions available to my permanent and non permanent residents.


Newcomers can purchase a home with as little as 5% insured financing or as much as 35-50% down depending on the program. 


Purchase transactions: 95% LTV

  • Property value ≤ $500,000 – 5% down payment required
  • Property value > $500,000 and < $1,000,000 – 5% down payment required up to $500,000, with an additional 10% down payment on the portion of the home value above $500,000



New to Canada Home Purchase Seminar

We hold in person seminars as well as webinars for the New to Canada program. Please inquire below to sign up for either a group presentation or individual presentation.

Find out more

documents required

Documentation/Information Requirements

  • Valid work permit or verification of landed immigrant status
  • Income confirmation 
  • Down payment confirmation
  • Letter of reference from a recognized financial institution

OR

  • Six months of bank statement from primary account
  • International Credit report

OR

  • Two alternative sources of credit demonstrating timely payments (no arrears) for past 12 months


The two alternative sources required are:

  • Rental payment history confirmed via letter from landlord and bank statement
  • 12 months bill payment hydro/utilities/telephone/cable/cell phone/auto insurance